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Force-Placed Insurance Class Action Investigation Concerning Quicken Loans, LoanCare, or Caliber Home Loans

Kessler Topaz Meltzer & Check, LLP is currently investigating potential claims concerning force-placed insurance policies (also known as lender placed insurance) against the following companies:

Quicken Loans
Caliber Home Loans

When a homeowner’s hazard, flood or wind insurance policy lapses for any reason, banks, lenders or loan servicers (collectively referenced as banks), often force the homeowner into purchasing insurance policies with substantially higher premiums. This is commonly referred to as force-placed insurance. These force-placed policies often provide unnecessary or duplicative coverage because they are backdated to collect premiums for periods of time when the homeowner has no risk of loss. These actions are utilized by banks to increase their bottom line. Banks often establish arrangements with a force-placed insurance provider who has agreed to share premiums with a subsidiary of the bank. These payments may represent unlawful kickbacks to the bank.

Force-Placed Insurance Litigation

Kessler Topaz is currently litigating class action lawsuits against numerous banks and loan servicers, alleging that these entities have forced homeowners into purchasing unfair insurance policies in violation of their mortgage contracts and applicable law.

Victims of Unlawful Force-Placed Insurance

If Quicken Loans, LoanCare, or Caliber Home Loans force-placed an insurance policy on your home, you may have treated you unfairly. We may be able to help.
To discuss your rights concerning force-placed insurance, lease fill out our online form, contact us at 888-299-7706, or email us at